POTRAŽIVANjA U STRANOJ VALUTI I STOPA ZATEZNE KAMATE

Petrović Pero (Институт за међународну политику и привреду, Београд), pera@diplomacy.bg.ac.rs
Protić Marina

In the paper, the authors analysed receivables in foreign currency and interest rate. The authors first observed different theoretical understanding of the essence and nature of default interest. In countries where the interest rate is predicted to be a normal consequence of the delay in the payment of a monetary obligation, by law or by-laws are usually prescribed penalty interest rate (statutory rate, legal rate). The analysis after that was concentrated on the application of appropriate interest rate in case of default of the debtor of a monetary obligation in international contracts governed by Serbian law where the obligation is to be settled in foreign currency. Such interest rate is important for the development of the export economy and it has not been determined in a satisfactory manner in Serbian law. The interest rate that the legal counsellors seek and that the Serbian courts award is far too low and is stimulative for the debtor’s default. The default interest rate usually awarded in Euro is currently equal to the Main Refinancing Rate.

Ključne reči: Interest rate, applicable, Serbian law, foreign currency