DIREKTIVA (EU) 2016/97 O DISTRIBUCIJI OSIGURANjA

Vukotić Jasmina (Универзитет Привредна академија Нови Сад), vukotic.jasmina@mts.rs

The paper presents the provisions of the Directive (EU) 2016/97 on insurance distribution and first it processed the scope, as well as significant definitions, followed by registration requirements in the home Member State and carry out activities of the insurance distribution in another EU State, based on the freedom to provide services and the freedom of establishment. It is also stated the organizational requirements about appropriate knowledge and ability, in order to complete their tasks and perform their duties adequately, which shall possess insurance and reinsurance distributors and employees of insurance and reinsurance undertakings carrying out insurance or reinsurance distribution activities. Further, the paper presents the information requirements to consumers, as well as conduct of business rules, which must adhere to the distributors of insurance and reinsurance, and administrative sanctions and other measures applicable to all infringements of the national provisions implementing this Directive.

Ključne reči: insurance, distribution, insurance, insurance intermediaries, registration requirements, consumer protection