УГОВОР О КОПНЕНОМ ОСИГУРАЊУ И ПРАВО ЕВРОПСКЕ УНИЈЕ

Vesić Dobrica (Институт за међународну политику и привреду, Београд), dobrica@diplomacy.bg.ac.rs
Dželatović Milenko (Универзитет Едуконс, Нови Сад), milenkodz@telekom.rs

The citizen Code of the Republic of Serbia is incorporated Institute of concluding the insurance of things (assets), responsibilities and persons, and thus opens up specific rules that are established in the EU directives. These rules have impacted the national, or the mandatory regulations of the Member States on the essential ingredients of an insurance contract, or the content of this agreement. EU directives, i.e. their rules relating to the area of insurance contracts, did not directly intervened in the domain of the contents of the insurance contract by stipulating the essential elements of the contract of insurance. The Directive stipulating the obligation of the insurer to provide information to the policyholder/customer of the insurance contract to be concluded and the requirement that the insurer takes over the insurance contract, as well as stipulating the right of the policyholder of the individual life insurance that can decide within a given period, are only an indirect impact on the national regulations of the Member States on the content of the insurance contract. In this way the Member States have adopted the directives to lay down the required information and that they have to be the mandatory content of the insurance contract.

Кључне речи: European Union, The citizen Code of the Republic of Serbia, insurance, contract