УДК 328.34:368.901:061.1(497.11)
Библид: 1451-3188, 13 (2014)
Vol. 14, No 47-48, стр. 226-242
ДОИ:

Изворни научни рад
Примљено: 01 Jan 1970
Прихваћено: 01 Jan 1970

ПРАВНЕ ПОСЛЕДИЦЕ НЕПЛАЋАЊА ПРЕМИЈЕ НЕЖИВОТНОГ ОСИГУРАЊА У ОДАБРАНИМ ПРАВНИМ СИСТЕМИМА ЕУ И СРПСКОМ ПРАВУ

Jovanović Slobodan (Универзитет Привредна академија, Правни факултет за привреду и правосуђе, Нови Сад), nsbob@sezampro.rs

Insurance premium represents one of the key elements of insurance contract, which in all jurisdictions is subject of due attention. Because the price policyholder pays insurer for providing service of insurance coverage, an essential question is to how the legal consequences of non-payment and delay in premium payment affect the policyholder\'s rights, consumer protection as well as rights of the insurer regarding termination of the insurance contract, respecting time limits and advising the policyholder about his rights and legal consequences for delay in premium payment. For such a goal, the author has carried out a study and compared relevant legislations of the given EU Member States and Serbia. The paper provides useful insight into the advantages and drawbacks of the comparative solutions and shows a desirable direction for development of the Serbian insurance law reform in the Draft Civil Code and other pieces of legislation concerning insurance contract.

Кључне речи: Premium, Insurance Contract, Policy, Premium Non-Payment, Suspension, Quiescence, Time Limit, Termination