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Primljeno: 15 Mar 2023
Prihvaćeno: 15 Mar 2023
REGULATIVA INDIVIDUALNOG STEČAJA U PRAVU EVROPSKE UNIJE
The principal focus of modern insolvency legislation and business debt restructuring practices no longer rests on the elimination of insolvent entities, but on the remodelling of the financial and organisational structure of debtors experiencing financial distress so as to permit the rehabilitation and continuation of their business. For private households, it is argued to be insufficient to merely dismiss debts after a certain period. It is important to assess the underlying problems and to minimise the risk of financial distress to re-occur.
Ključne reči: Personal bankruptcy, system of elimination, new financial start, rehabilitation of debtors, natural person, subject of bankruptcy, bankruptcy principles