PREDLOG NOVIH MERA ZAŠTITE POTROŠAČA U POGLEDU FINANSIJSKIH USLUGA

Jovanić Tatjana (Доцент, Правни факултет, Београд),

This article examines the Commission’s proposals on new measures of consumer protection in financial services. In order to further improve protection of users of retail financial services, including retail investors, the European Commission has announced changes to existing European rules on July 12, 2010 (IP/10/918). The review is in line with the Commission Communication of 4 March 2009 “Driving European recovery” and the more recent Commission Communication of 2 June 2010 on “Regulating Financial Services for Sustainable Growth”, striving to address loopholes in the regulatory and supervisory system and reinforce the protection of users of financial services. Most among suggested improvements related to deposit guarantee and investor compensation schemes could become effective by 2012 and 2013.

Ključne reči: Consumer protection, deposit insurance, investment compensation scheme, insurance compensation scheme